Generally speaking, when it comes to storage facilities, they’re not responsible for the contents of your unit. That rests entirely on you. And while the facility you use might be state of the art and you might engage in every best practice you can think of, things can still happen. And when they do, you want to make sure you’re covered.
Storage insurances is somewhat similar to apartment insurance. It’s something that you don’t need to have, but if you don’t, you could end up losing in the long run. The landlord is covered for certain events, which provides a limited amount of coverage for tenants and generally doesn’t cover belongings in the apartment.
Some storage unit facilities offer you insurance on your unit as soon as you rent one. But don’t misunderstand — the facility isn’t insuring the contents of your unit, they’re acting as a middle man between you and their preferred insurance company. While this is certainly convenient — storage unit and insurance in the same place at the same time — you may be better off seeking out your own insurance. Different companies offer different premiums and levels of insurance, and you may even be able to add it to an existing policy, such as your homeowners policy.
However you end up choosing your insurance, make sure you get it and that it’s both current and sufficient to cover whatever it is you’re storing. If the unexpected should happen, it’s good to know that you’ll be protected.
Walk in Closet, self storage in Randolph, provides the ideal solution to the problem of overcrowding. Whether it’s your business files, equipment and retail inventory, or furniture and belongings from your home, our storage closets will accommodate you. Whatever the reason, Walk in Closet provides a safe, temperature-controlled, state-of-the-art storage facility to suit your individual needs. Call 781-885-3965 for more information! We’re located at 76 Pacella Park Drive, Randolph, MA.by